Located in White Plains, NY, the Law Offices of William Waldner, PC provides expert bankruptcy legal services to individuals and businesses in need. Our experienced team offers personalized guidance and representation in Chapter 7, Chapter 11, and Chapter 13 bankruptcy cases. With a focus on delivering compassionate and effective solutions, we help our clients navigate the complexities of bankruptcy law and achieve a fresh financial start.
Questions & Answers
What is the difference between Chapter 7 and Chapter 13 bankruptcy?
Chapter 7 bankruptcy, also known as liquidation bankruptcy, involves the sale of non-exempt assets to pay off creditors, while Chapter 13 bankruptcy, also known as reorganization bankruptcy, allows individuals to restructure their debts and create a repayment plan. Our experienced attorneys can help you determine which option is best for your situation.
How long does the bankruptcy process typically take?
The length of the bankruptcy process varies depending on the type of bankruptcy you file for. Chapter 7 cases are usually resolved within 4-6 months, while Chapter 13 cases can take 3-5 years to complete. Our team will guide you through the process and ensure you understand what to expect.
Will filing for bankruptcy affect my credit score?
Yes, filing for bankruptcy will likely have a negative impact on your credit score. However, the impact will lessen over time, and our attorneys can provide guidance on rebuilding your credit after bankruptcy.
Can I file for bankruptcy on my own or do I need an attorney?
While it is possible to file for bankruptcy without an attorney, having experienced legal representation can significantly improve your chances of success. Our attorneys will help you navigate the complex bankruptcy process and ensure your rights are protected.
What debts are not dischargeable in bankruptcy?
Some debts, such as tax debts, student loans, and child support obligations, are not dischargeable in bankruptcy. Our team will help you understand which debts can be discharged and develop a plan to address non-dischargeable debts.
Summary 10601
White Plains, NY 10601 is a bustling city with a strong economy and a growing population. If you’re a resident of 10601 facing financial difficulties, the Law Offices of William Waldner, PC is here to help. Our experienced bankruptcy attorneys serve clients throughout the White Plains area, providing personalized guidance and representation in bankruptcy cases.
Some interesting facts about the 10601 area include:
- White Plains is home to a diverse range of businesses, including major corporations and small startups.
- The city has a strong cultural scene, with numerous museums, galleries, and performance venues.
- Residents of 10601 have access to a range of outdoor recreational activities, including parks, trails, and golf courses.
